The rule of thumb
The single biggest factor is utilization. Use a breaker / jackhammer more than ~12–14 days a month and buying usually wins; below that, renting is cheaper once you count maintenance, insurance, storage, and depreciation. At $40–$150 a day, a month of rental runs about $340–$1,425, which is the figure to hold the ownership cost against. The rental guide prices 3 classes, from electric at $35–$45 a day to hydraulic at $132–$158.
What to include in the math
Purchase price and financing, maintenance and parts, insurance, storage and transport, operator training — and, crucially, depreciation and resale value. The calculator above bundles these into a monthly figure so you can compare like-for-like.
Rent, buy, or both?
Many contractors own the machines they use constantly and rent for peaks and specialty jobs. If your breaker / jackhammer usage is seasonal or project-driven, a rental-first approach keeps capital free.